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You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Southwest Title Company is appointed by the payee and payor to act as servicing agent for the receipt and disbursement of payments and the holding of original documents. Your original premium amount is your only cost as long as you own the property and you will be protected against any unexpected claim covered by your policy. Title Insurance protects you against past claims and title faults. Why do homeowners need title insurance? Because any home, no matter how new or apparently secure, is built on land that has, undoubtedly, had many owners. Whenever, you buy property, the owner who is selling it to you has rights, as do their family and heirs. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it. Southwest Title Company is appointed by the payee and payor to act as servicing agent for the receipt and disbursement of payments and the holding of original documents. Your title insurance policy is your shield of protection and will defend your ownership against loss. Your title insurance policy is your shield of protection and will defend your ownership against loss. Southwest Title Company has a loan service department to facilitate payments on transactions such as, but not limited to Notes secured by Deed of Trust, Notes secured by UCC Financing, Contract of Sale, AITD, Lease Options, Rental Agreements and HOA accounts payable and receivable. You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Your original premium amount is your only cost as long as you own the property and you will be protected against any unexpected claim covered by your policy. 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